
Life Insurance
Deciding whether or not to purchase life insurance is a moral decision, while determining the type is a business decision. If there are people in your life who rely upon you to provide for them, be it loved ones or a business partner, it is time to consider purchasing life insurance. The amount and type of insurance needed to appropriately cover the needs at the most efficient cost will vary for each individual. Our access to multiple carriers allows us to provide a number of options that will assist you in making a sound decision.


Disability Insurance
In the event of suffering an illness or disability, disability income insurance will provide income that will continue to support you and your family despite your inability to work. Expenses such as a mortgage, school tuition, utilities, and car payments, to name a few, can continue to be paid. Furthermore, disability income insurance can be used to protect businesses when one of their key personnel suffers a serious illness or disability.

Long-Term Care Insurance
Long-term care policies are designed to reimburse policyholders a daily amount (up to a pre-selected limit) for long-term services and supports, including personal and custodial care in a variety of settings such as your home, a community organization, or other facility. In Louisiana, in-home care can cost as much as $18/hour and assisted living facilities can cost up to $5,000 per month. Protect your assets, maintain your standard of living.
